10 Spending Habits That Are Killing Your Wallet

Times are hard these days financially, and as a recession gets closer to American families, this would be a good time to rethink our spending habits and make the necessary changes so that we can get through the next few months with confidence. With that said, here are 10 spending habits that are killing your wallet.

If it’s been months since you read the magazines you subscribe to, then it’s better to cancel your subscription. You also want to watch out for free trials you signed up for and keep track of the days that they end so that you won’t be billed every month.

There’s nothing wrong with buying things for loved ones and friends, but if you’re not careful, you may allow them to take advantage of you financially. Make sure that you set boundaries when shopping for those around you.

In your quest to save money on your favorite things, don’t go to the other extreme and purchase items that are of low-quality in order to save money. In some cases, it is better to pay more money for items that will last for years. This actually saves you money in the long run.

Before you head to the supermarket, take inventory of everything that is in your pantry and write down everything that you currently have. Then write a separate list of pantry items that you need to buy from the store. By doing this, you’re not buying duplicate food staples and wasting money.

When you are late on your credit card payments, you accrue more interest and you’ll have to pay late fees. Make sure that you pay your credit card bill in full every month to avoid the interest and fees.

The prices of in-person dining out are costing you hundreds of dollars, but food delivery apps are just as expensive. If you want to curb your spending…

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